Business · Updated October 2026
YNAB (You Need a Budget) is a paid personal budgeting app. If you would rather own your tools, here are 5 open source alternatives to YNAB, ranked by GitHub stars. Each one is free to use under its license, and you can read, change, and often self-host the code.
The most popular is Actual Budget with 29.6k stars, and the most recently updated is Wealthfolio, with a commit on Oct 21, 2026.
| Project | Stars | License | Language | Last commit |
|---|---|---|---|---|
 Actual Budget | 29.6k | MIT | TypeScript | Oct 21, 2026 |
 Firefly III | 25k | AGPL-3.0 | PHP | Oct 21, 2026 |
 Ghostfolio | 9.6k | AGPL-3.0 | TypeScript | Oct 21, 2026 |
 Wealthfolio | 9.2k | AGPL-3.0 | Rust | Oct 21, 2026 |
 ezBookkeeping | 5.8k | MIT | Go | Oct 19, 2026 |
by actualbudget
A local-first personal finance app
by firefly-iii
Firefly III: a personal finances manager
by ghostfolio
Open Source Wealth Management Software. Angular + NestJS + Prisma + Nx + TypeScript 🤍
by wealthfolio
A beautiful, private, local-first personal finance tracker. Investments, net worth, spending, and simulations.
by mayswind
ezBookkeeping is an open source, powerful, self-hosted personal finance app that is easy to use.
By GitHub stars, Actual Budget is the most popular open source alternative to YNAB right now, with 29.6k stars, followed by Firefly III and Ghostfolio. The best fit depends on your setup, so compare their licenses, languages, and recent activity in the table above.
Yes. All 5 projects on this page are open source, so the software itself is free to use, study, and change. Some of them also sell a hosted version or paid support.
Wealthfolio (last commit Oct 21, 2026), Ghostfolio (last commit Oct 21, 2026), and Actual Budget (last commit Oct 21, 2026) have the most recent commits. Licenses on this list include MIT and AGPL-3.0.
